Long Term and Social Security Disability Attorney in Reading, PA
The Law Office of Jamie R. Hall provides Long Term and Social Security Disability representation to clients across the country. We also offer assistance with Private Long and Short Term Disability Claims to clients in Pennsylvania, New Jersey New York and Ohio. Convenience is our specialty and in many cases we are able to meet potential clients in their home, saving disabled individuals the time and burden of traveling to our office. For those in the area, we have an office in Reading, PA that can be used for meeting and consultations.
Long Term Disability Insurance (LTD)
Long Term Disability insurance is private insurance purchased by an individual or his/her employer. For someone diagnosed with multiple sclerosis, maintaining this coverage should be a priority. This type of coverage is contract-based, meaning that the terms of the insurance contract specify what coverage exists, the requirements to obtain disability benefits, and the amount of the benefits. To obtain LTD benefits, claimants must initially show that they can no longer complete the duties of their last position. This standard applies for the first 24 months of LTD benefits, often referred to as the ‘own-occupation’ or ‘own-occ’ period. You can learn more about LTD here.
Social Security Disability Insurance (SSDI)
Social Security Disability Insurance, commonly referred to as SSDI, is a federal program funded through Social Security taxes. Those who have worked for a substantial portion of their adult lives – and now find themselves disabled from employment – qualify for this coverage. An individual can collect SSDI at the same time he or she collects LTD or STD benefits. In fact, many LTD plans require that claimants apply for SSDI benefits. You can learn more about SSDI here.
Our office has handled claims in 24 states involving innumerable conditions. Contact us today at (610)570-5253 or email@example.com. Initial consultations are free of charge.
You can learn more about the different forms of disability coverage here.
Did you know?
- The Reading Community Players is the third oldest community theater in Pennsylvania.
- The Santander Arena has hosted more than 2,000 shows, from Elton John to Neil Diamond, Phish to Disney on Ice, and so much more.
- The Berks History Center is home to a collection of more than 20,000 historic artifacts, 30,000 photographs, and other rare materials.
- Learn more about Reading here.