"Where can I have my LTD claims handled by Jamie R. Hall?" With state and federal court admissions in Pennsylvania, New Jersey, Ohio and New York, we are able to handle all matters in these states. Additionally, we can assist residents of other states in many instances, depending on their insurance company and the facts [...]
"Should I allow my insurance company to interview me at home?" No! There is rarely a good reason to let the insurance company into your home. We have reviewed past in-home interview reports that comment on the following: • Whether the claimant’s home is clean or organized (an alleged sign of the claimant’s ability to [...]
"Is there a chance my insurance company will use surveillance against me?" Yes. Although some cases justify surveillance, many do not. In these matters, surveillance is essentially a fishing expedition by the insurance company. If you see a unknown car parked near your residence with a person sitting in it for extended periods of time, [...]
"Can the things I post on Facebook be used in my insurance company's case against my claim?" Yes! If you are applying for or collecting long term disability benefits, the insurance company will often review your Facebook and other social media accounts. Unfortunately, Facebook posts discussing you on your best day and in the most [...]
"Should I accept my insurance company's offer to settle my claim?" First, an offer to settle is never a bad thing. At worst, you can decline to settle and continue to receive your long-term disability benefits. Furthermore, this can often be an indicator that the insurer has identified your disability as one that will endure, [...]
When should I hire a long-term disability attorney? Should I wait until my appeal is denied and it is time to go to federal court?
"My claim has been denied - when should I hire a long-term disability attorney?" You should hire an attorney as soon as you receive a denial letter. You only have one or two opportunities to provide new evidence to the insurance company during the appeal process, and this information should be drafted to respond to [...]
I’ve been denied long term disability benefits, and the insurance company sent me a form to complete for my appeal. Should I simply complete this form and send it in?
"Should I complete my insurance company's appeal form after I've been denied long-term disability benefits?" No! Most long-term disability insurance policies only allow one or two appeals. After these appeals are exhausted, neither you nor your attorney will be able to provide any additional information to get the denial reverse and your benefits re-started. A [...]
"What states can Jamie R. Hall represent me in?" We provide SSDI representation on a nationwide basis. For claims that go to before an administrative law judge, the hearings are held in the claimant’s geographic area, and we travel to the claimant. SSDI is a federal benefits program, and the rules do not change between [...]
My long-term disability insurance company will provide an SSDI attorney for free. Should I use them?
"Should I accept the free SSDI attorney my insurance company provides?" Choosing a representative is the first or second most important choice you can make in your disability claim (along with choosing your doctor). You must choose an attorney with whom you are comfortable, and with whom you can speak to address any concerns. What [...]
"Am I able to switch SSDI attorneys?" Yes. Attorneys work at the will of their clients and can be discharged at any time. The representative system for SSDI claims allows discharged attorneys to request a fee based upon the time spent on each claim and allows the claimant to provide comments on whether said requests [...]